Personal Checking Accounts
Regular Checking Account
Requirements:
- Minimum balance to open - $100.00
Benefits:
- No monthly service charge when average daily balance is above $1,000.00.
Cost:
- $500.00 to $999.99 average daily balance - $5.00 a month and 20 cents per check in excess of 50 in a monthly cycle.
- Less than $500.00 average daily balance - $7.50 a month and 20 cents per check in excess of 50 in a monthly cycle.
Free Checking Account
Requirements:
- Minimum balance to open - $100.00
Benefits:
- Statement provided with no images monthly
Cost:
Sr. Citizen/Student/Minor Account
Requirements:
- Minimum balance to open - $100.00
Benefits:
- No monthly service charge for Senior Citizens 65 and over.
- No monthly service charge for Full Time Students.
- No monthly service charge for Minors (under 18).
Cost:
- No service charge for Individuals over 65 of age, Full-Time Students, or Minors under 18 years of age.
NOW Account
Requirements:
- Minimum balance to open - $100.00
Benefits:
- No monthly service charge when average daily balance is above $2,000.00.
- This is an interest bearing checking account. Interest is compounded and credited monthly.
Cost:
- $1,000.00 to $1,999.99 average daily balance - $5.00 a month and 20 cents per check in excess of 20 in a monthly cycle.
- Less than $1,000.00 average daily balance - $7.50 a month and 20 cents per check in excess of 20 in a monthly cycle.
Money Market Account
Requirements:
- Minimum balance to open - $100.00
Benefits:
- No monthly service charge when average daily balance is above $2,500.00.
- This is an interest bearing account with check writing privileges. Interest is compounded and credited monthly.
Cost:
- Less than $2,500.00 average daily balance - $7.50 a month.
