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Personal Checking Accounts

Regular Checking Account

Requirements:

  • Minimum balance to open - $100.00

Benefits:

  • No monthly service charge when average daily balance is above $1,000.00.

Cost:

  • $500.00 to $999.99 average daily balance - $5.00 a month and 20 cents per check in excess of 50 in a monthly cycle.
  • Less than $500.00 average daily balance - $7.50 a month and 20 cents per check in excess of 50 in a monthly cycle.

 

Free Checking Account

Requirements:

  • Minimum balance to open - $100.00

Benefits:

  • No service charge
  • No Minimum balance
  • Statement provided with no images monthly

Cost:

  • None

 

Sr. Citizen/Student/Minor Account

Requirements:

  • Minimum balance to open - $100.00

Benefits:

  • No monthly service charge for Senior Citizens 65 and over.
  • No monthly service charge for Full Time Students.
  • No monthly service charge for Minors (under 18).

Cost:

  • No service charge for Individuals over 65 of age, Full-Time Students, or Minors under 18 years of age.

 

NOW Account

Requirements:

  • Minimum balance to open - $100.00

Benefits:

  • No monthly service charge when average daily balance is above $2,000.00.
  • This is an interest bearing checking account. Interest is compounded and credited monthly.

Cost:

  • $1,000.00 to $1,999.99 average daily balance - $5.00 a month and 20 cents per check in excess of 20 in a monthly cycle.
  • Less than $1,000.00 average daily balance - $7.50 a month and 20 cents per check in excess of 20 in a monthly cycle.

 

Money Market Account

Requirements:

  • Minimum balance to open - $100.00

Benefits:

  • No monthly service charge when average daily balance is above $2,500.00.
  • This is an interest bearing account with check writing privileges. Interest is compounded and credited monthly.

Cost:

  • Less than $2,500.00 average daily balance - $7.50 a month.

Limitations:

  • You may make 6 free transfers from your account each monthly cycle. Withdrawals/transfers after 6 will be $5.00 each.