Personal Savings Accounts
Savings Account
Requirements:
- Minimum balance to open - $25.00
Benefits:
- No quarterly service charge when average daily balance is above $500.00.
- Interest-Bearing Account - Interest to be paid quarterly.
Cost:
- Less than $500.00 average daily balance - $7.50 per quarter
Student/Minor Savings
Requirements:
- Minimum balance to open - $25.00
Benefits:
- No quarterly service charge for Full-Time Students.
- No quarterly service charge for Minors (under 18).
Cost:
- No service charge for Full-Time Students and Minors under 18 years of age.
Certificates of Deposit (CD)
Requirements:
- Minimum balance to open - $1,000.00
Benefits:
- We offer 6 month and 1 year CD's.
- Competitive Rates.
Cost:
- No Service Charge.
- Early withdrawal penalty is 30 days interest on the amount withdrawn on 6 month and 1 year CD’s
Individual Retirement Account (IRA)
Requirements:
- Minimum balance to open - $1,000.00
Benefits:
Cost:
- No Service Charge.
- Early withdrawal penalty is 30 days interest on the amount withdrawn.
